Breakdown cover can prove valuable, whether you experience a breakdown while you are out and about or at home. There are various different types of cover available, so you will need to make sure that you choose the policy that is right for you. There are also numerous different providers, so it is a good idea to research the options to ensure that you are getting the best deal.
How to find a car breakdown cover provider
Before buying a policy, you should check your existing products. Some bank accounts and credit cards include cover for roadside assistance, so you may already be covered. If you do not have cover, or the cover isn’t sufficient for your needs, the internet is a good place to research the options.
Comparison sites are very useful for comparing providers, as you will only need to input your information once to receive quotes from various companies. However, not all companies appear on price comparison sites, so it may be worth contacting a few companies directly as well. Many providers will have an online enquiry form that you can complete, but if you prefer you can contact them by telephone.
When choosing a provider, you should not only compare prices, but you should also compare the quality of the service. If you are relying on a company for assistance when your car has broken down, you will want to make sure that they are reliable. Online reviews can prove useful for this purpose.
Choosing the right car breakdown cover
Not all breakdown policies are the same, so you will need to make sure that you select the correct cover. For example, some policies will provide European breakdown cover whereas others will cover the UK only.
Although it may be tempting to choose the cover with the cheapest premium, the cheapest may not always be the best. You should check the quality of the cover and the customer satisfaction ratings, as well as looking at the price. Ensure that the policy covers everything that you may need, such as cover when travelling abroad or home start cover.
You should also check whether the person or the vehicle is covered, as you may require cover if you are driving a different vehicle to the one on the policy. If the policy covers the person rather than the vehicle, you will still be able to receive roadside assistance if you experience a breakdown while a passenger in a car belonging to someone else.
Finding the right breakdown cover can be fairly quick and simple with the use of the internet, but there are several points that should be considered.
- Do you require European breakdown cover or UK only?
- Do you want home start to be included?
- Is the premium competitive?
- Does the company have good customer satisfaction feedback?
As with any financial or insurance product, it is important to research the options to ensure that you are buying the product that is suitable for your requirements.